$1,000 Term Share Certificate Accounts
$1,000 Minimum Opening Balance
$1,000 Minimum Balance To Earn Disclosed APY
Term	Dividend Rate	APY	CU Code
3 Months	2.01	2.02	51/ND
6 Months	2.07%	2.09%	31/C1
12 Months	2.41%	2.44%	32/C2
18 Month Bump**	2.46%	2.49%	37/BC
24 Months	3.02%	3.06%	24/Y2
36 Months	3.40%	3.45%	36/Y3
$10,000 Term Share Certificate Accounts			[top of page]
$10,000 Minimum Opening Balance
$10,000 Minimum Balance To Earn Disclosed APY
Term	Dividend Rate	APY	CU Code
3 Months	2.06%	2.07%	56/T1
6 Months	2.12%	2.13%	57/T2
12 Months	2.46%	2.48%	58/T3
18 Month Bump**	2.51%	2.54%	61/T6
24 Months	3.07%	3.11%	59/T4
36 Months	3.45%	3.50%	60/T5
$25,000 Term Share Certificate Accounts			[top of page]
$25,000 Minimum Opening Balance
$25,000 Minimum Balance To Earn Disclosed APY
Term	Dividend Rate	APY	CU Code
3 Months	2.11%	2.12%	53/G1
6 Months	2.17%	2.18%	5/GC
12 Months	2.51%	2.53%	6/GT
18 Month Bump**	2.56%	2.59%	52/G4
24 Months	3.12%	3.17%	54/G2
36 Months	3.50%	3.55%	55/G3
Certificate Builder Accounts			[top of page]
Minimum Opening Balance: $500.00; Students $250.00
Minimum Balance To Earn Disclosed APY: $500.00; Students $250.00
Min Bal/Term	Dividend Rate	APY	CU Code
$500/9 Months	0.30%	0.30%	38/AC
$250/9 Months	0.30%	0.30%	39/SC
Platinum Club (age 55 and over)			[top of page]
$1,000 Minimum Opening Balance
$1,000 Minimum Balance To Earn Disclosed APY
Term	Dividend Rate	APY	CU Code
3 Months	2.06%	2.07%	43/S3
6 Months	2.12%	2.14%	41/S1
12 Months	2.46%	2.49%	42/S2
18 Month Bump**	2.51%	2.54%	46/S6
24 Months	3.07%	3.11%	44/S4
36 Months	3.45%	3.51%	45/S5
Long Term Share Certificate Accounts			[top of page]
$2,500 Minimum Opening Balance
$2,500 Minimum Balance To Earn Disclosed APY
Term	Dividend Rate	APY	CU Code
48 Months	3.54%	3.59%	62/Y4
60 Months	3.59%	3.64%	63/Y5
IRA Certificate Accounts			[top of page]
$2,500 Minimum Opening Balance
12 Month	2.46%	2.48%	9/IC
48 Months	3.54%	3.59%	10/I4
60 Months	3.59%	3.64%	12/I5
IRA Roth Certificate Accounts			[top of page]
$2,500 Minimum Opening Balance
12 Month	2.46%	2.48%	13/O1
48 Months	3.54%	3.59%	15/O4
60 Months	3.59%	3.64%	17/O5
** About 18 month "bump" certificates: Once during the term of the certificate, if a higher Dividend Rate is offered on 18 month "bump" certificates, the owner(s) may elect to "bump" the dividend rate to the then higher rate.
About Term Share Certificate Accounts: For purposes of this disclosure, these Dividend Rates and APYs were offered within the most recent seven calendar days and were accurate as of the date set forth above. Please call (626) 441-1999 (or any branch office telephone number) to obtain current rate information. If a Term Share Certificate Account were opened, the applicable Dividend Rate and APY would be paid for the length of the term listed for such account, with the exception of the 18 month "bump" certificate. For these certificates, a higher Dividend Rate being offered at any time may be elected during the term of the certificate, and that new RATE would apply for the remaining term and the actual APY would be higher than indicated on this Savings Rate Sheet. A substantial penalty may be imposed for early withdrawal.

 

Savings Accounts

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Share Type	Minimum Balance To Open	Minimum Balance To Earn APY	Dividend Rate	APY
Regular Savings	$50	$150	0.30%	0.30%
P1-4k Youth Club	$1	$1	0.30%	0.30%
Priority Checking	$100	$500	0.20%	0.20%
Convenience Checking	$50	$0	0.00%	0.00%
Holiday Club	$10	$50	0.20%	0.20%
IRAs	$20	$20	2.00%	2.02%
Money Market	$1,000	$1,000	0.60%	0.60%
		$10,000	0.80%	0.80%
		$25,000	1.00%	1.00%
For all Regular Savings, Checking, Holiday Club, IRA, and Money Market accounts, the Prospective Dividend Rate and Prospective APY are shown. Except for Checking and Money Market Accounts, the Dividend Rate and APY on such accounts may change every quarter as determined by the credit union's Board of Directors. The Dividend Rate and APY on Checking and Money Market accounts may change monthly as determined by the credit union's Board of Directors.
All APRs shown on this sheet are on approved credit (OAC), and are the lowest APRs available for the type of financing shown. The APR received may be higher than what is shown depending on our evaluation of the member's creditworthiness. For loan repayment by payroll deduction, deduct .50% from the APR (discounted APR).

Consumer Loans	[top of page]