P1-4k Club: Give Your Children a Financial Edge

A Selection of Investments
The P1-4k Club also offers a P1-4k Term Share Certificate¹, designed to make earning higher dividends easy. The minimum opening deposit for this special certificate is as low as $250 or $500 for nine months. Payroll deduction is available to help your children and grandchildren's earnings grow. Of course, your children or grandchildren can make their own deposits as well.

Our regular Term Share Certificates¹ are also available, with terms ranging from 48 to 60 months and minimum opening deposits starting at $2,500. Check out our current rates.

Cool Connections
It's hard enough for adults to manage their finances, so just imagine what it must be like for kids. Spending money is something kids love and know how to do; saving it is another story. The Internet, a popular pastime for kids of all ages, can also be a valuable tool for teaching money skills. P1-4k members have their own special web site, where they will find many things to see and do, including sites that offer fun ways to save and earn money. There are also job ideas for various age groups and even investment and small business suggestions, all presented in a way that kids will relate to and enjoy. You will find that many of the links on our site are designed for kids and parents alike, so you can sit down with the kids and surf them together. Who knows…you may learn something, too!

Give Your Young Ones a Head Start
Kids from newborn to age 18 are eligible to join the P1-4k Club. All it takes is a $1 minimum deposit to start the children in your life on the path toward sound financial habits…the kind of habits you want them to learn. Imagine how easy this club makes gift giving for holidays, birthdays, special celebrations like graduation, and college. Just contribute to their savings or certificate accounts!

It's easy to sign up. Just complete and return the membership application along with your initial deposit.

1 A dividend penalty will be imposed for early withdrawals from Term Share Certificates.

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