Get pre-approved before you shop so you’ll be able to negotiate the best deal with the power of cash in your pocket.
Whether you need cash for a vacation, bill consolidation or simply to catch up on bills, a personal loan can give the cash you need today.
With an extensive selection of home loan products with fixed and adjustable rates, we have the right loan for you.
Get peace of mind when you protect yourself and your vehicle with GAP, MBP and our loan insurance protection products.
Credit cards are coming 2014. Here are some products we have to help you manage your unsecured debt today:

Home Loans

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1st Mortgages

As a member, you have access to an extensive selection of fixed and adjustable-rate first mortgage loans. Your options include:

  • Adjustable Rate Mortgages (ARM)
  • Government Loans
  • Jumbo Loans
  • Fixed Rate Programs up to 30 years
  • First Time Homebuyers
  • Interest Only Program
  • Home Equity Line of Credit
  • Home Equity Loan
  • All with Easy Automatic Payments

For more information on our first mortgage programs and equity options, call 877.POCU.ONE or Apply Online today!.

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Home Equity Loans

Fixed Rate Home Equity Loans
Need to make home improvements? Priority One's home equity loans can cover costs for this and just about any other need. Our home equity loans:

  • Competitive fixed rates
  • Loans up to $100,000
  • Generous repayment terms up to 15 years
  • Potential tax benefits-consult your tax advisor
  • Click here to see how you can save money!
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Home Equity Line of Credit

Our Home Equity Line of Credit offers you great features, benefits and an outstanding rate to help you make the most of the equity in your home. Now you can access the equity in your home with:

  • Easy access - checks and check requests, Priority One Connect, transfers to checking
  • Low adjustable rate
  • Rate is real! Not an introductory rate!
  • Credit lines from $20,000 to $100,000 with no annual fee
  • Borrow up to 80% of your home's loan-to-value
  • Interest-only payments for the first 10 years
  • 5-year draw period
  • Minimum advances of only $300
  • Loan converts into a 15-year adjustable-rate closed-end loan after draw period expires
  • Up to 100% tax benefits (consult your tax advisor)
  • Click here to see how you can save money!
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Home Beautification Loans

Why just watch home makeovers on TV when you can bring one home for yourself? Priority One has made home improvement a beautiful and do-able thing, with alluring low rates, enticing terms and loan amounts of up to $20,000. There’s just no telling the number of fantastic improvements you can make – an entirely remodeled kitchen (think new cupboards at last!), an enlarged master bedroom (imagine French doors of your very own), or a completely refurbished patio and yard (picture yourself sitting pretty in your private Jacuzzi tub!) With a touch of imagination and a little help from Priority One Credit Union, the sky (lights) the limit! In as little as 5 days you could be drawing up your plans and getting ready to reveal a brand new look and feel for your home

Priority One’s home beautification tool kit also includes:

  • Low Costs
  • Terms up to 10 years
  • Tax Deductible Interest (consult with your tax person)
  • Automatic Payments

For more information or to apply, call one of our professional real estate specialists at 877.POCU.ONE.

Available on owner-occupied, single family residences in California only.
All loans subject to approval and member qualification.
Requirements and LTV (Loan to Value) can vary. Please contact Priority One for details.


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Search over 6,000+ Shared Branches to find the one nearest your job, home or anywhere else you may be.

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Our CO-OP Surcharge-free ATM
Network has over 30,000 ATMs
Nationwide. Find one near you.

Looking to buy an auto?

Apply for an auto loan today and contact one of our auto buying resources: view here.

2014 Calendars

Now Available! Print, save or download the Rotating or Regular Calendar to your phone here.


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