Home Loans

Convenience Checking

1st Mortgages

As a member, you have access to an extensive selection of fixed and adjustable-rate first mortgage loans. Your options include:

  • Adjustable Rate Mortgages (ARM)
  • Government Loans
  • Jumbo Loans
  • Fixed Rate Programs up to 30 years
  • First Time Homebuyers
  • Interest Only Program
  • Home Equity Line of Credit
  • Home Equity Loan
  • All with Easy Automatic Payments

For more information on our first mortgage programs and equity options, call 877.POCU.ONE or Apply Online today!.

Premier Checking

Home Equity Loans

Fixed Rate Home Equity Loans
Need to make home improvements? Priority One's home equity loans can cover costs for this and just about any other need. Our home equity loans:

  • Competitive fixed rates
  • Loans up to $100,000
  • Generous repayment terms up to 15 years
  • Potential tax benefits-consult your tax advisor
  • Click here to see how you can save money!
Convenience Checking

Home Equity Line of Credit

Our Home Equity Line of Credit offers you great features, benefits and an outstanding rate to help you make the most of the equity in your home. Now you can access the equity in your home with:

  • Easy access - checks and check requests, Priority One Connect, transfers to checking
  • Low adjustable rate
  • Rate is real! Not an introductory rate!
  • Credit lines from $20,000 to $100,000 with no annual fee
  • Borrow up to 80% of your home's loan-to-value
  • Interest-only payments for the first 10 years
  • 5-year draw period
  • Minimum advances of only $300
  • Loan converts into a 15-year adjustable-rate closed-end loan after draw period expires
  • Up to 100% tax benefits (consult your tax advisor)
  • Click here to see how you can save money!

For more information or to apply, call one of our professional real estate specialists at 877.POCU.ONE.

Available on owner-occupied, single family residences in California only.
All loans subject to approval and member qualification.
Requirements and LTV (Loan to Value) can vary. Please contact Priority One for details.


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