Loan and Savings Rates

Premier Checking

Loan Rates

 

Special Vacation Loan effective 5/1/15 through 7/31/15
Plan your Summer Getaway with a vacation loan from Priority One.
Term Max. Financing Discounted
APR as low as
APR
Up to 12 Months $2,500 7.99% 7.99%
 
Special 1.74% APR on New & Used Autos term 0-48 months
New and Used Vehicles: 2007-2015 year models. Purchase or refinanced from another financial institution.
Term Max. Financing Discounted
APR as low as
APR
Up to 48 Months* 100% of MSRP + tax, license, GAP, MBI 1.74% 2.24%
 
Special 1.99% APR on New & Used Autos term 49-66 months
New and Used Vehicles: 2007-2015 year models. Purchase or refinanced from another financial institution.
Term Max. Financing Discounted
APR as low as
APR
Up to 60 Months* 100% of MSRP + tax, license, GAP, MBI 1.99% 2.49%
 
New Auto
New Vehicles: 2013, 2014 & 2015 year models. Purchase or refinanced from another financial institution.
Term Max. Financing Discounted
APR as low as
APR
Up to 84 Months* 100% of MSRP + tax, license, GAP, MBI 2.49% 2.99%
 
Used Auto
Used Vehicles:2007 to 2012 year models. Purchase or refinanced from another financial institution.
Term Max. Financing Discounted
APR as low as
APR
Up to 72 Months* Up to 100% of KBB retail + tax, license, GAP, MBI 2.49% 2.99%
 
Older Used Auto
Used Vehicles 2003-2006. Purchased or Refinanced from another financial institution.
Term Max. Financing Discounted APR (as low as) APR
Up to 48 Months Up to 100% of KBB retail+tax, license, GAP/MBI 5.49% 5.99%
 
Personal Loan
Term Max. Financing Discounted APR (as low as) APR
1 to 60 Months $20,000 8.24% 8.49%
 
Personal + Pink Loan
Term Max. Financing Discounted APR (as low as) APR
1 to 60 Months $20,000 Up to 3% below personal loans 6.99%
 
Share Secured Loan
Term Max. Financing Discounted APR (as low as) APR
1 to 60 Months $20,000 4% + Current Share Rate 4%+
 
Certificate Secured Loan
Term Max. Financing Discounted APR (as low as) APR
1 to 60 Months $20,000 3% + Current Share Rate 3%+
 
QuickLine
Term Credit Line Discounted APR (as low as) APR
Open $300 to $4,999 N/A 11.25%
Open $5,000 to $10,000 N/A 9.75%
 
New Motorcycle
New Motorcycles: 2013, 2014 & 2015 year models. Purchase or refinanced from another financial institution.
Term Max. Financing Discounted APR APR
Up to 84 Months Up to 100% financing + tax, license, GAP/MBI 6.49% 6.99%
 
Used Motorcycle
used Motorcycles: 2012-2008 year models. Purchase or refinanced from another financial institution.
Term Max. Financing Discounted APR APR
Up to 60 Months Up to 100% financing + tax, license, GAP/MBI 6.49% 6.99%
 
New RV & Boat
New RVs & Boats: 2015-2011 year models.
Term Max. Financing Discounted APR APR
Up to 180 Months Up to 90% financing 12.25% 12.50%
 
Used RV & Boat
used RVs & Boats: 2010 year models or older
Term Max. Financing Discounted APR APR
Up to 180 Months Up to 75% financing 15.25% 15.50%
 
Home Equity - Fixed Rate
$5,000 minimum loan amount. $20,000 minimum loan to qualify for lowest rate. All loans are free of points or fees.
Term Max. Financing Max Loan APR
120 Months 80% CLTV $20,000 (Please call for rates) Call us
180 Months 80% CLTV $100,000 (Please call for rates) Call us
 
Equiline (Home Equity Line of Credit)
Interest rate is variable and is based on an index plus a margin. Rate can change monthly. Call loan department for more details.
Term Max. Financing Max Loan APR
10 Years 80% CLTV $100,000 (Please call for rates) Call us
 
1st Mortgage Loans 30 Year Loans
Call Loan Department for rates and fees
Term      
3 Years Fixed      
5 Year Fixed      
7 Year Fixed      
10 Year Fixed      
15 Year Fixed      
30 Year Fixed      
 

APR = Annual Percentage Rate

Call for more information at 877.762.8663.
Rates subject to change without notice.
Rates are determined by FICO score.
Loan terms are determined by loan amount.

Available discounts on vehicle loans include:
1) .25% for Automatic Payment with open Priority One Credit Union checking account and minimum $500 Direct Deposit per pay period.
2) .25% for Loyalty Reward Discount.

 
Convenience Checking

Savings Rates

 

Savings
Account Min. Balance Div. Rate APY
Regular Savings $150 0.01% 0.01%
P1-4k Youth Club $1 0.01% 0.01%
Holiday Club $10 0.05% 0.05%
 
Checking
Account Min. Balance Div. Rate APY
Premier Checking $1000 0.01% 0.01%
Convenience Checking $0 0.00% 0.00%
 
Money Market
Account Min. Balance Div. Rate APY
Money Market Tier 1 $1000 0.10% 0.10%
Money Market Tier 2 $10000 0.30% 0.30%
Money Market Tier 3 $25000 0.40% 0.40%

Lower rates apply if balances fall below the minimums shown

For all Regular Share, Checking, Christmas Club, IRA, and Money Market Accounts, the Prospective Dividend Rate and Prospective APY are shown. Except for Checking and Money Market Accounts, the Dividend Rate and APY on such accounts may change every quarter as determined by the Credit Union's Board of Directors. The Dividend Rate and APY on Checking and Money Market accounts may change monthly as determined by the Credit Union's Board of Directors.

$1,000 - $9,999 Term Share Certificate
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
3 Months $1000 0.23% 0.23%
6 Months $1000 0.28% 0.28%
12 Months $1000 0.32% 0.32%
24 Months $1000 0.48% 0.48%
36 Months $1000 0.63% 0.63%
 
$10,000 - $24,999 Term Share Certificate Account
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
3 Months $10000 0.28% 0.28%
6 Months $10000 0.33% 0.33%
12 Months $10000 0.37% 0.37%
24 Months $10000 0.53% 0.53%
36 Months $10000 0.68% 0.68%
 
$25,000+ Term Share Certificate Account
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
3 Months $25000 0.33% 0.33%
6 Months $25000 0.38% 0.38%
12 Months $25000 0.42% 0.42%
24 Months $25000 0.58% 0.58%
36 Months $25000 0.73% 0.73%
 
Certificate Builder Account
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
9 Months $500 0.15% 0.15%
 
Certificate Builder Account - Student
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
9 Months $250 0.15% 0.15%
 
Platinum Club (age 55 and over)
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
3 Months $1000 0.28% 0.28%
6 Months $1000 0.33% 0.33%
12 Months $1000 0.37% 0.37%
24 Months $1000 0.53% 0.53%
36 Months $1000 0.68% 0.68%
 
Long Term Certificate Accounts
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
48 Months $2500 0.64% 0.64%
60 Months $2500 0.84% 0.84%
 
IRA
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
n/a $20 0.40% 0.40%
 
IRA Certificate Accounts
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
12 Months $2500 0.62% 0.62%
48 Months $2500 0.79% 0.79%
60 Months $2500 0.99% 0.99%
 
IRA Roth Certificate Accounts
Minimum Balance shown Earns APY
Term Min. Balance Div. Rate APY
12 Months $2500 0.62% 0.62%
48 Months $2500 0.79% 0.79%
60 Months $2500 0.99% 0.99%

APY = Annual Percentage Yield

About Term Share Certificate Accounts: For purposes of this disclosure, these Dividend Rates and APYs were offered within the most recent seven calendar days and were accurate as of the date set forth above. Please call 800.207.8620 (or any branch office telephone number) to obtain current rate information. If a Term Share (Certificate) Account were opened, the applicable Dividend Rate and APY would be paid for the length of the term listed for such account, with the exception of the 18 month "bump" certificate. For these certificates, a higher Dividend Rate being offered at any time may be elected during the term of the certificate, and that new RATE would apply for the remaining term and the actual APY would be higher than indicated on this Savings Rate Sheet. A substantial penalty may be imposed for early withdrawal.

 
 

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