Learn More About our Privacy Policies
IMPORTANT PRIVACY CHOICES FOR CONSUMERS
You have the right to control whether we share some of your personal information. Please read the following information carefully before you make your choices below.
YOUR RIGHTS
You have the right to restrict the sharing of personal and financial information with outside companies that we do business with. Nothing in this notice prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about certain products or services.
YOUR CHOICE
Unless you instruct us not to, we may share certain personal and financial information about you with outside companies we contract with in order to provide products and services to you, including:
- Information we may share: your name and address
- Who we may share it with: mortgage companies and insurance companies we do business with
- Why we may share it: to offer and deliver mortgage and insurance products and services
HOW TO PROCEED
You may make your privacy choice at any time. To exercise your choice, do one of the following:
- Call us toll-free at 877.762.8663.
- E-mail us at
This email address is being protected from spambots. You need JavaScript enabled to view it. . Include your name and privacy choice.
PRIVACY NOTICE
| Facts | What does Priority One Credit Union do with your personal information? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members personal information; the reasons Priority One CU chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information
| Reasons we can share your personal information | Does Priority One CU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No | No |
| For nonaffiliates to market to you | Yes | No |
Who we are
| Who is providing this notice? | Priority One Credit Union |
|---|
What we do
| How does Priority One CU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
|---|---|
| How does Priority One CU collect my personal information? | We collect your personal information, for example, when you:
|
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
|
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
|---|---|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other important information
California law provides that a consumer has the right to control the sharing of personal and financial information with outside companies the financial institution contracts with to provide financial products and services. To exercise your right, refer to the separate notice titled, Important Privacy Choices for Consumers, which is provided to you by Priority One Credit Union.