Check Out Our Auto Loans
Find the perfect financing for your next vehicle or refinance to save big.
New Auto Loans
- Flexible terms up to 84 months
- Financing up to 130% MSRP + tax & license
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan
- Maximum of 0.50% rate discount available on vehicle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
Used Auto Loans
- Flexible terms up to 84 months
- Financing up to 130% retail value + tax & license
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage available and may be added to your loan
- Maximum of 0.50% rate discount available on vehicle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
Classic Auto Loans
- Flexible terms up to 60 months
- Financing up to 100% appraised value
- Mechanical Breakdown Insurance, Guaranteed Auto Protection and loan protection coverage may be available and may be added to your loan
- Maximum of 0.50% rate discount available on vehicle loans include:
- 0.25% for Automatic Payment;
- 0.25% for having an established checking account and $500 direct deposit per pay period; or
- 0.25% for Loyalty Reward Discount;
Auto Buying Solutions
Priority One Delivers! Whether at home or at work, Universal Auto can appraise your existing car, make a competitive offer, pick up your trade-in and deliver your next auto wherever you are!
Universal Auto Sales
Michael Martinez
800.500.2568